Accuma offer a number of options that can help you get out of debt and help you cope with your financial problems. Every month we help thousands of people like you that are struggling with their debt and do not know where to turn for help. We offer free debt advice aimed at getting you debt free and getting your finances back in control. Our debt advice is free and covers:
- Bankruptcy Advice
Accuma can advise you on UK bankruptcy law and its short and long term implications, as well what's involved in any bankruptcy procedures. Bankruptcy is a serious step, and we can help with our expert advice, but you should be aware that there may be other, less drastic options available such as an IVA (see below)
- IVA Advice (Individual Voluntary Arrangement)
The
IVA is a relatively new
option in the UK and is
an alternative to bankruptcy.
If you have an unsecured
debt problem in excess
of £10,000.
For an IVA, we would
negotiate with your creditors
on your behalf with an
aim of a reduced, single
monthly repayment that
will leave you debt free
once the duration of the IVA is
over.
- Debt Consolidation Loan
A debt consolidation loan can be used to pay off any unsecured debts such as credit cards, loans and overdrafts leaving you with a single loan and one monthly repayment, which could be less than what you are paying now. A consolidation loan is only suitable for relatively small amounts of debt, and because it's secured against your home you should make sure you can afford to keep up the repayments, and get the best, professional debt advice.
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